Time Card Calculator › Lunch and break deductions

Guide

Time cards with lunch breaks

Take the shift length, subtract the unpaid lunch, and you have hours worked. The question is which breaks are unpaid.

How to subtract lunch

  1. Work out the shift length: clock-out minus clock-in.
  2. Subtract any unpaid meal break.
  3. Convert to decimal hours for payroll (minutes ÷ 60).
ShiftUnpaid lunchHours workedDecimal
7:00 AM – 3:30 PM30 min8:008.00
6:45 AM – 4:15 PM45 min8:458.75
8:00 AM – 5:00 PM60 min8:008.00
10:00 PM – 6:30 AM30 min8:008.00

Paid or unpaid?

Under the US federal rule:

Federal law does not require employers to give breaks at all. Many states do.

Source: US DOL Fact Sheet #22: Hours Worked

Meal break rules in California and Ontario

Sources: Ontario: ESA guide, hours of work and eating periods

Watch out for automatic deductions

Many payroll systems auto-deduct 30 minutes for lunch every day. If a worker skipped or cut short their lunch, that time must be added back and paid. In the calculator, change that day’s break to 0.

Split shifts

If you clock out for a long break in the middle of the day (a split shift), or move between two job sites, use + Split in the calculator to enter a second clock-in and clock-out. Both are added together.

Questions

Is a 30-minute lunch break paid?

Usually not, if you are completely relieved from duty for the full 30 minutes. If you are expected to keep working or stay on call, it counts as work time and must be paid.

Are 15-minute breaks paid?

Under the US federal rule, short rest breaks of about 5 to 20 minutes are counted as hours worked and must be paid.

Set your lunch once.

Choose a default lunch or break and it is subtracted from every day. Change any single day when needed.

Open the calculator

Disclaimer

This guide is general information, not payroll, tax or legal advice. Overtime, break and holiday rules depend on your job, employer, contract and location, and they change. Check the official sources linked on this page or ask your local labor standards office before relying on it. Last reviewed 2026-11-07.